Run a bank that works. Continuously.
From branch operations to board reporting, GRAC keeps every practice, owner and dependency continuously assured. RBI Master Directions, SEBI guidelines, Basel, PCI DSS — included, not headlined.
Every dimension of regulation. Every silo of enforcement.
A modern bank carries dozens of regulatory obligations simultaneously — RBI Master Directions across IT, Cyber, KYC and Outsourcing; SEBI guidelines for the brokerage arm; Basel III/IV capital rules; PCI DSS for cards; ISO 27001 for security; SWIFT CSP for wire operations; DPDP for customer data; sector-specific circulars almost every quarter.
These live in different tools, in different teams, on different calendars. Branch inspection is on paper checklists. Vigilance cases are in encrypted email. Forensic engagements are outsourced. Audit prep consumes weeks per cycle. Group-level rollups across subsidiaries take longer than the reporting window allows. And when the regulator arrives, the answer to "show me this is operating today" is assembled, not retrieved.
Every framework a modern bank actually carries.
— included, not headlined.
Six reasons banks pick this stack.
The Common Control Architecture, Applied to BFSI
One Practice — say "Enforce role-based access control" — maps to RBI 5.4.1, PCI DSS 7.2, ISO 27001 A.5.15, SOC 2 CC6.1 and SEBI CSCRF simultaneously. Configure it once. Assure it continuously. Every framework contribution follows.
Branch Inspection, Built for Reality
Inspection is a first-class audit mode. Mobile field app with offline capture, photo documentation and GPS verification. Standardized inspection checklists per branch type. Comparative analytics across hundreds of branches for the same Practice — what does hand-hygiene look like at Branch 47 vs. Branch 148? — answered from data, not from opinion.
Vigilance & Forensic, Native
Whistleblower hotline. Confidential case intake. Anonymized reporting for CVC. Legal hold and chain of custody. Forensic engagements sit on the same engine as compliance audit — fed by the same signal fabric, running under stricter access controls.
Multi-Entity for Banking Groups
Holding company, subsidiaries, NBFC arms, insurance arms, brokerage arms — each with its own tenant boundary, each rolling up to the group. Group CRO gets one consolidated view. Each entity's data stays isolated.
Regulator Submissions on Autopilot
RBI returns, FIU-IND reporting, SEBI disclosures — auto-populated from the operational data feeding the Assurance Engine. Signed copies stored in the WORM Evidence Vault. Every submission carries a full audit trail back to the source Practice Instances.
Governance Intelligence for the Board
DifferentiatorBoard risk committee gets a live governance health summary. Every number traceable back to specific RBI clauses and Practice Instances. Director liability defended by dated, evidenced oversight — not by narrative.
From assembly to retrieval.
Audit prep collapses — evidence for RBI IS Audit, statutory audit, PCI QSA and internal audit is already there.
Branch inspection accelerates — mobile-first, comparative, and tied to a Practice, not a checklist.
Multi-framework overhead disappears — one operationalization contributes to every framework.
Regulator inspections become procedural — dated evidence, traceable to Source Statements, produced on demand.
Group consolidation happens in real time — not at close.
Book a Demo — 60 minutes.
We'll show live posture across RBI + PCI DSS + ISO 27001 on a slice of your operating reality.