For Banking & Financial Services

Continuously inspection-ready — RBI, SEBI, PCI DSS and ISO, operated every day.

Banks, NBFCs and financial institutions operate under near-continuous supervision. GRAC turns those obligations into controls that are operated and evidenced every day — so you can answer the regulator at any moment, not just at audit time.

Supervisory view
RBI Cyber Security Framework92%
SEBI CSCRF88%
PCI DSS v484%
ISO 27001 · A.990%
Live● updating
Your institution
RBI CSF
SEBI CSCRF
PCI DSS
ISO 27001
DPDP
Answer the regulator — any day
CERT-In · 6-hour incident window
Compliance posture — 12 months
Always-on (GRAC) Point-in-time audit

Continuous posture replaces the once-a-year snapshot.

Near-continuous supervision is the baseline

RBI Cyber Security Framework, RBI IT/IS and outsourcing directions, SEBI's CSCRF, PCI DSS, ISO 27001, the DPDP Act and CERT-In's tight reporting windows all apply at once — and regulators increasingly expect evidence that controls are operating, not merely documented. Point-in-time compliance is untenable.

Stale tracker
Q3 RBI control tracker — last updated 47 days ago
Owner left the team · 3 sheets out of sync
Binder
Consultant binder — PCI DSS v4 scoping FY24
PDF · walked out with the engagement
Drift
Inspection prep — weeks to assemble the answer
Evidence pulled from email, Jira, screenshots

Spreadsheets, binders, and weeks to answer

Most institutions run this on spreadsheets, consultant-built binders and a patchwork of point tools. Between inspections controls drift, evidence goes stale, and the same control is re-documented separately for RBI, PCI DSS and ISO. When the regulator asks "show me this is working today," assembling the answer takes weeks.

Risk auto-raised
Backup verification — missed
HighDB-prod-02SKOpen

Risk that moves with control health

GRAC matches RBI's risk-based supervisory expectations: when a control degrades or a scheduled activity is missed, the related risk is auto-raised, owned and tracked — so the risk register reflects what's actually happening in operations, not last quarter's workshop.

Differentiation

Why GRAC, specifically here

A continuously-operated answer for the obligations that actually apply to you.

Practice mapping
Quarterly access review
RAQuarterly
ISO 27001 · A.9
RBI
PCI DSS · 8
SOC 2 · CC6
DPDP

One practice → five frameworks.

  • One activity, every mandate

    a single practice (e.g. quarterly privileged-access review) satisfies RBI, PCI DSS, ISO 27001 and DPDP at once. No parallel control sets.

  • Continuous posture for continuous supervision

    live scoring answers "are we compliant right now?" in the regulator's terms.

  • Risk that moves with control health

    matching RBI's risk-based supervisory expectations.

  • Outsourcing & third-party governance

    for RBI's vendor directions, wired into the dependency graph.

  • Always-on evidence

    for RBI inspections and internal audit, with no pre-inspection scramble.

What teams compare us to

Most institutions weigh heavyweight enterprise risk suites — powerful, but costly and built around US frameworks — against spreadsheets and consultants, which are cheap but go stale the moment they're finished and walk out the door when the consultant does. GRAC's difference is continuous, operational compliance with native coverage of Indian regulation — RBI, SEBI, DPDP — at a footprint a mid-market institution can actually adopt and own.

Outcomes

What changes

  • Answer a regulator or internal-audit request in minutes, for any mandate.
  • Walk into RBI / SEBI inspections with evidence already collected.
  • Cut duplicated control work as new directives land.
  • Give the board a live view of cyber and compliance posture.

See it on your frameworks.

A 30-minute walk-through on RBI CSF, SEBI CSCRF, PCI DSS and ISO 27001 — with your real controls, not a generic demo.